RV & Motorhome Insurance for Life on the Road in Wisconsin
Whether you’re tailgating at a Packers game, camping at Devil’s Lake, or taking a long-haul trip across the country, your RV isn’t just a vehicle — it’s part home, part adventure. That’s why RV insurance in Wisconsin should do more than meet the basics.
We help campers, travelers, & full-time RVers get motorhome and trailer coverage that fits their travel lifestyle. From motorhome insurance in WI to camper insurance near Milwaukee, we make sure your ride is ready for the road — and whatever’s down it.
Different RVs Call for Different Coverage
Motorhomes (Class A, B, or C)
These are self-powered and require liability coverage just like a car. Class A motorhomes often need higher limits due to size and value.
Towable Units (Travel Trailers, Fifth-Wheels, Pop-Ups)
While your auto policy may cover some liability while towing, you’ll still need a separate policy to protect the trailer itself and its contents.
Camper Vans
If you’ve got a converted van or specialty camper, we’ll help you cover its unique value — including upgrades and personal property.
Coverage That Moves With You
Liability Coverage
Required for motorhomes in Wisconsin, this protects you if you cause an accident that results in injuries or property damage.
Collision & Comprehensive
Covers damage to your RV or camper from accidents, fire, theft, hail, or hitting a deer on a winding backroad.
Contents Coverage
Since many RVers travel with electronics, cookware, outdoor gear, and personal items, this covers what’s inside your RV — not just the shell.
Vacation Liability
Adds liability protection when your RV is parked and being used as a temporary residence at a campground or tailgate.
Emergency Expense & Roadside
If your RV breaks down far from home, this can help pay for temporary lodging, meals, and towing.
Full-Time RV Insurance
If you live in your RV year-round, we offer coverage options tailored for full-time use — more like a mix of homeowners & auto coverage.
Is RV Insurance Required in Wisconsin?
Yes — if you own a motorhome, the state requires you to carry liability insurance, just like with a regular car. If you tow a travel trailer or camper, your auto insurance may extend liability while towing — but you’ll need separate coverage for the unit itself and its contents.
Frequently Asked Questions from RV Owners
Does my auto insurance cover my travel trailer?
Auto liability may extend while towing, but it won’t cover physical damage to the trailer or what’s inside. A dedicated RV policy is the better route.
Can I pause my RV insurance in the off-season?
Some policies offer lay-up periods where certain coverages can be reduced during winter storage. We’ll help you set that up properly.
What is vacation liability on an RV policy?
It covers you if someone gets hurt while your RV is parked and in use as a residence — like at a campsite or in a tailgating lot.
Do I need full-time RV insurance?
If your RV is your primary residence, yes. Full-time coverage offers additional liability and contents protection similar to a homeowners policy.
What’s the cost of RV insurance in Wisconsin?
Rates vary based on your RV type, how often you use it, and where it's stored. We’ll compare quotes from top carriers to find the right fit.
Other Toys You Might Insure
Many RV owners also have seasonal vehicles. Ask about bundling:
Planning a Trip? Let’s Get You Road-Ready.
Before you head up north or cross state lines, let’s make sure your RV or camper is fully protected. Request a quote and we’ll even send you a $25 gas card to fuel your next getaway.